Where PIP is optional, insurance companies might be required to offer a certain minimum coverage amount. In Texas, car insurance customers must be given the option of adding at least $2,500 in PIP coverage onto any policy they purchase, but Texas customers are also free to opt out of PIP...
PIP insurance takes collections away from the tort system to limit litigation and to reduce the caseload that courts must handle. Find out more.
Texas Utah Washington D.C. If PIP is required in your state, it most likely comes with a minimum required coverage amount per person. We recommend that you speak with a local agent to go over auto insurance information. They can also advise you what the minimum medical coverage per person...