Articles feature advice on Personal finance, financial planning, credit reports, student loans, debt, budgeting, emergency savings, retirement, and more. The team at LSS Financial Counseling believes that people can conquer their debt, gain control of their finances, and achieve financial stability....
The specific ways your business credit cards interact with your personal credit vary depending on factors like the type of business card, whether your business card issuer reports your card to consumer credit reporting agencies, your payment history and other financial habits. How do business...
LATEST PERSONAL LOANS ADVICE Personal Loans Can You Use a Personal Loan to Pay Rent? ByMelanie LockertMarch 4, 2025 Credit If you're cash-strapped and rent day is near, be proactive and look into personal loans for rent. SEE ALL PERSONAL LOANS ADVICE»...
Credit building: If you make the monthly payments on time, your credit score may increase, as payment history accounts for 35% of your FICO score. Cons Multiple fees: Some lenders charge application, origination, late payment and prepayment fees. The origination fee could be a flat rate or ...
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The differences between a charge card, debit card, and credit card. What are the costs and pitfalls of using these financial tools? Explain why it is unwise to make only the minimum payment on your credit card. Credit reports and how personal responsibility can affect your credit report. ...
Monitor your bank accounts regularly for any suspicious activity or unauthorized transactions and consider placing a fraud alert on your accounts. Watch your credit report. Request free copies of your credit reports from AnnualCreditReport.com. Consider placing a credit freeze to protect yourself....
Banks charge a maximum of 5% of the loan amount if you want to pay all the money back to the bank and hence close your loan account. The percentage of charge of the pre-closure amount on the loan amount varies from bank to bank and also on the duration of the loan. Processing Fee:...
Receive, spend and send money without any charges from your eNaira wallet. eNaira is a digital currency that utilises block chain technology. It is issued by the Central Bank of Nigeria (CBN) and has the same value as the fiat Naira. It is guarantees secure, faster and more convenien...
Also, unlike personal loans, where your monthly payment is usually the same over the entire repayment period, your credit card bill can vary each month depending on any new charges and any leftover balance from previous months. You will be expected to make at least a minimum payment each mo...