First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in ...
Where Prosper personal loans fall short Prosper customer resources How this lender compares Do you qualify? How to apply Our rating Methodology What customers think Compare Rates Jump to Up next Read morePersonal Loans Reviews Rating: 4.3 stars out of 5 ...
The lowest rates are for the most creditworthy applicants. Your actual rate may differ. The average APR for loans with a 3-year term funded between January 1, 2024, and July 31, 2024, was 24.79%. Prosper and WebBank take your privacy seriously. Please see Prosper’s Privacy Policy and ...
PERSONAL LOANS Prosper: Best for peer-to-peer lending 4.5 Bankrate Review Hover to learn more about our Bankrate scores. Est. APR Hover to learn more. 8.99- 35.99% Loan term 2-5 yrs Loan amount $2k- $50K Min credit score 600 Read our review on Bankrate Hover to learn more about our...
Prosper Personal Loans Learn More Annual Percentage Rate (APR) 8.99% to 35.99% Loan purpose Debt consolidation/refinancing, home improvement, auto/motor, medical or dental, big purchase and more Loan amounts $2,000 to $50,000 Terms 24, 36, 48, and 60 months Credit needed 640+ Origination...
Rates & Fees4.6 Pricing5.0 Affordability4.2 These are the terms & fees for Prosper’s loans: Borrowing Amount:$2,000 - $50,000 Term Length:2 - 5 years Origination Fee:1% - 9.99% APR:8.99% - 35.99% Collateral:None Prosper’s loans are traditional, fixed-terminstallment loans. That is,...
Prosper Personal Loans Learn More Annual Percentage Rate (APR) 8.99% to 35.99% Loan purpose Debt consolidation/refinancing, home improvement, auto/motor, medical or dental, big purchase and more Loan amounts $2,000 to $50,000 Terms 24, 36, 48, and 60 months ...
Best Peer-to-Peer Lender: Prosper Personal Loans Get Started Pros Suggested credit score minimum of 600 Co-signers allowed Check your rate with a soft credit inquiry Next-day funding possible Cons Charges origination fee Charges late fees for missed payments ...
Prosper SoFi Stilt Upgrade Upstart Wells Fargo Personal Loans Avant Avantis one of our top personal loan picks because it does a great job helping people with a credit score between 600 and 700. They have great interest rates, especially given that they don't require top of the line credit ...
This lender specializes in fast, fair-credit personal loans as an alternative to what you’d find at a bank. Go to site Runner-up for fair credit: Prosper Why it didn’t make the cut: This fair-credit lender charges slightly higher rates than Upstart and more heavily relies on credit ...