Loans from $5,000–$50,000 with flexible terms from 3–7 years for monthly payments that fit your budget No fees No origination fees No closing fee No prepayment penalties Rate discount Save 0.25% on your rate when you set up automatic payments from any deposit account ...
Loans as low as $600 Can pick up a physical at a branch May apply with a co-borrower Funds come as a physical check Must be a member to get funds (no membership needed to apply) Must pay for expedited shipping to get your funds next day Maximum loan amount of $50,000 Late fee of...
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Why we chose it:LightStream stands out for offering personal loans with no origination fee, no prepayment penalties and no late payment fees. LightStreamfee structure is borrower-friendly — no origination fees, late fees or prepayment penalties. However, it’s important to note that loan approval...
Some personal loans have extraordinarily high interest rates and should only be used as a last resort. For borrowers withbad creditor no access to a bank account, they may be one of a limited set of options. If you can avoid them, you should. But if you can’t, be sure to stay on...
No fees:LightStream doesn’t charge any fees, not even an origination fee. Fast approval and funding:Borrowers may receive funds as soon as the same day they apply with LightStream, which is great for time-sensitive needs. Where LightStream personal loans falls short ...
OneMain Financialoffers loans between $1,500 and $20,000 and has over 1,300 physical branches across 44 states. Origination fees can be a flat fee ranging from $25 to $500 or a percentage of the loan between 1% and 10%. Similarly, late fees can either be a flat $5 to $30 per la...
Compare the best personal loan lenders, including LightStream, SoFi, LendingClub and others. Shop personal loans and pre-qualify with multiple online loan companies.
FeaturePersonal LoansCredit Cards Interest Rates 6.99% – 35.99% 13.99% – 24.99% (avg) Loan Amount/Credit Limit $100 – $35,000 $500 – $20,000 (typ.) Repayment Term Fixed (1-7 years) Revolving Collateral Required No (unsecured) No (unsecured) Impact on Credit Score Hard inquiry Utili...