While personal loan lenders typically prohibit using their loans for college, the other restrictions are less common. Where Discover stands out Low rates:Discover’s personal loan rates are among the lowest of the lenders we’ve surveyed.
Looking for Personal Loans? debt? We rank the top Personal Loans of 2025. Compare the top brands and choose the best one for you.
Earnest is a loan servicer known primarily for its student loans. Earnest has partnered with Fiona, a lender matching platform, to help borrowers find, compare and choose from qualifying lenders.
Repayment terms for OppLoans range from nine months to 18 months. Other lenders typically carry term lengths as long as five years (and sometimes even longer than that). The less time you have to pay off the loan, the higher your monthly charges will be, so keep this in mind when cons...
However, some lenders may charge a prepayment penalty for paying off a personal loan early. This is a fee that is assessed if the borrower pays off the loan before the end of the loan term. Prepayment penalties are less common for personal loans than they are for other types of loans, ...
Discover Personal Loans Read 35 Reviews Offers personal loans from $2,500 to $35,000, with repayment terms of 36 to 84 months. Rates range from 6.99% to 24.99% APR at publishing. No origination fees. Check your loan options without affecting your credit. ...
LendingClub personal loans may be a good choice for people needing cash for medical bills, weddings, moving costs or debt consolidation. While LendingClub does not accept co-signers, co-borrowers may apply. Find the best personal loans Get matched with personal loan lenders today using this free...
Ultimately, choosing a personal loan should mostly be about the loan terms. With its competitive rates, no-fee loans and high loan limit, SoFi would be worth including in a comparison of potential lenders. Company Pages About Us Contact Us Press Releases Information Terms of Use Privacy Policy...
Other eligibility requirements that personal loan lenders often have are proof of employment or another source of income, a minimum amount of income, a maximum debt-to-income ratio, and more. BECU Personal Loan Features Loan re-price program: BECU reviews its customers' accounts annually, an...
Personal loans from Happy Money offer terms of two to five years and fairly competitive APRs, ranging from 11.72% to 17.99%.2 While its maximum APR is slightly higher than other lenders, the minimum APR aligns with many competitor offerings. Time to Receive Funds The timeframe for getting...