Consider personal loans or personal line of credit for debt consolidation. Example "First Republic Personal Line of Credit" 2.25 - 3.5%, interest only first 2 years, then amortized for remainder of the loan. Total terms from 5 - 10 years. Liquidity 12 months of expenses in a high interest...
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original check and deposit slip for loan, bank statement showing funds were immediately paid to borrower electronically. Borrower wrote on promissory note that litigation, if necessary was to be done in TX. I’ve called both Small Claims Court clerks in each state and can’t get...
I received an unexpected bonus so I was able to throw a little extra at my student loan, once the payment hit, I would be below $25k owed and meeting my goal of paying at least $5k this year towards it. This interest is killing me though. I also paid an extra $60 towards my ...
No. I bought a preamplifier for three month’s gross salary with an interest free loan in my first year of work. But I paid it off in the six months allotted, because I was living at home, and I learned something useful that way, as Mark Twain related the acquisition of empirical ...
So with closing costs and points baked into the new mortgage, the loan stood at $370k, up from the $355k at end of May. We also paid the last tranche of payments to contractors for work around the house. This concludes all the big work that we had planned and budgeted for this yea...
Home Loan Interest rate average: 5.5%/year Options 1 – Withdraw just enough They will keep $10,000 cash on hand as an emergency fund and put $55K toward the deposit. They also withdraw $32,000 from Jill’s KiwiSaver fund to make up the 20% deposit. Here is their financial breakdown...
In 2006, I got serious about money. We paid off our last consumer debt – a 5-figure car loan. I was done with debt and have never looked back. We started saving more because, well – when you don’t have any debt you can either spend more or save more. Saving more was a prior...
First, they’ve been trailing it for weeks and they were clearly ready to go. Second, I am as curious as any other concerned citizen / consumer / tax-payer / wage slave. But most importantly, I said I wasn’t going to opine about this election. I wanted to give myself – andMoneva...