An excellent-credit personal loan usually caters to borrowers with credit scores above 800. Personal loans for excellent credit can be used for large expenses, like home improvements or paying for major life milestones like weddings. Excellent-credit loan benefits include lower APRs, higher loan amou...
Best Personal Loans for Excellent Credit Choosing a personal loan and have good credit Best Personal Loans for Good Credit Comparing fair-credit lenders Best Personal Loans for Fair Credit Shopping for a loan but have bad credit Best Bad Credit Loans Hoping to finance a medical procedure...
amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitati...
Overall, Upgrade is an excellent option to find the best personal loans for good credit. Moreover, since borrowers with good and excellent credit likely qualify for APRs near the 5% to 10% range, your interest charges should be manageable. In addition, with loan terms that range from two ...
Those with excellent credit and a low debt-to-income (DTI) ratio. Secured personal loans Like auto loans and mortgages, secured personal loans require collateral for approval. Rather than being backed by a car or house, a secured personal loan might rely on something like a certificate of dep...
Popular reasons to take a personal loan are to consolidate debt, pay for emergency expenses, pay for school or a wedding, Personal loans are generally for a short-term, between 2-5 years. Best rates are available to borrowers with excellent credit. Bills.com makes it easy to apply for ...
You have a great credit score (or cosigner).If you have excellent credit, personal loans typically come with low interest rates and minimal fees — and you also likely have a track record of making smart financial decisions. That means you already have good financial habits in place to pay ...
Excellent credit required for lowest rate. Rates vary by loan purpose. There isn't really a hard-and-fast rule about what the loan must be used for, but you'll usually have to explain the purpose of the loan when you apply for it. You might even consider using a personal loan to ...
Discover® Personal Loans: Best for Online loans for excellent credit 5.0NerdWallet Rating Est. APR 7.99-24.99% Loan amount $2.5K-$40K Min. credit score 660 See Offerson Discover's website on Discover's website View details Upstart: Best for Online loans for fair credit 5.0NerdWallet ...
You don't need an excellent credit score to get a loan—you can apply for a personal loan with a fair credit score. How Applying for Loans Affects Your Credit Score Your credit score is calculated based on five factors: payment history, amounts owed, length of credit history, new credit...