I did a balance transfer for 0 percent for 6 months. However they told me that Im paying 3 percent of my remaining balance interest free. Have you guys ever heard this being this high?? I've only seen banks like PNC and Truist only charge 1 percent of your balance without interest. ...
Freeman, Lisa
If you want to accelerate your credit card debt payoff, you may want to consider finding a 0 percent APR balance transfer card with low orno balance transfer feesto save money. Balance transfers are often used to pay off a debt balance from other cards or loans with a higher interest rate...
Balance transfer fee Intro rate and fee of 3% then a BT fee of up to 5%, min: $5. Foreign transaction fee 3% Credit needed Excellent/Good See rates and fees, terms apply. Read more The best 0% APR credit cards so you can finance your debt or make purchases interest-free 't...
The key is to make sure the math works in your favor. Most credit cards charge a balance transfer fee of about 3 percent of the amount transferred, so keep that in mind if you're moving over a high balance. Also, make sure you can pay off your debt (or reduce it substantially) by...
Balance transfer fee: 5% of the amount transferred ($5 minimum). Rewards: None. Bonus offer: None. » MORE OPTIONS: NerdWallet's best 0% APR credit cards APR: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the In...
Our best deals on a range of credit card categories by use: 0% purchase credit cardsBalance transfer credit cardsFee-free 0% balance transfer credit cardsCombination balance transfer and 0% interest purchase credit cardsCredit builder credit cardsTravel credit cardsCashback credit cardsReward credit ...
Best Credit Cards of 2025 Best Cash Back Credit Cards Best Travel Credit Cards Best Balance Transfer Credit Cards Find the right credit card for you. Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the...
If you already have a credit card balance and are paying interest every month –you’re doing it wrong. You are wasting money paying interest fees. There is another way out. Enter thebalance transfer credit card. There are a few credit cards that offer very attractive balance transfer offers...
The calculation of interest on a balance involves multiplying the principal amount (in this case, $2500) by the interest rate (18 percent, expressed as a decimal, i.e., 0.18) and the time period for which the interest is being calculated. For credit cards, this is typically the average ...