Social SecurityA new generation of retirees will receive full Social Security retirement benefits at age 66. Those who have left the workforce have the choice of collecting benefits early. The paper considers the range of choices faced by decision-makers and offers an alternative approach to the ...
Have People Delayed Claiming Retirement Benefits? Responses to Changes in Social Security Rules. This article examines changes in the age at which people claim Social Security retirement benefits in response to two recent changes in the Social Security... J Song,Manchester,Joyce - 《Social Security...
Figuring out when to collect your Social Security benefits is a personal decision. You'll want to account for factors like your current health status, spouse and additional sources of retirement income. Retirees are susceptible to making the same critical mistake: collecting benefits too early and ...
Well, you're all missing the elephant in the room. The social security trust fund. Back in the 80's the boomers has a choice -- they could limit retirement age for themselves, or they could put more money away. They chose to raise the social security taxes...
aworkplace retirement plan– and the employer match that often comes with it – they may be at a disadvantage when saving for the future. Plus, if they have not properly reported all their earnings to the IRS, they may find themselves having to make do with sm...
Retirement timing is a topic she revisits frequently. “I just got a job I love,” she said. The company has excellent retention and she’d like to stay for a long time. For savings, she has a few thousand saved. Social Security would give her only about half her current monthly payc...
Rice is assuming that because some people pass away before age 77, some retirees should start receiving their Social Security benefits at age 62. But that reasoning is not correct. The goal isn’t just to maximize money received. The goal is to maximize the chances of success in retirement....
【题目】In general,elderly people, after retirement, can spend time in(1)__such as taking care of their grandchildren , traveling around, taking part in group dancing ,2)_, attending special classes. But after 70 , when their responses start slowing and health begins declining , they have ...
One last question: How many of you feel comfortable that as you're planning for retirement you have a really solid plan when you're going to retire, when you're going to claim Social Security benefits, what lifestyle to expect, how much to spend every month so you're not going to run...
Early retirement is predominantly considered to be the result of incentives set by social security and the tax system. But the Swiss example demonstrates that the incidence of early retirement has dramatically increased even in the absence of institutional changes. We argue that an actuarially fair,...