Your final pension fund and the income available will depend on factors including the growth your fund achieves, contributions you make in the future, charges, inflation, your retirement age, annuity rates at the time and the annuity options you choose. Your personal contribution could be less,...
A 2016-17 survey of three countries’ citizens suggests that, in an increasingly DC world, default options are needed for joining retirement saving schemes and then for spending those savings. Perhaps. Oh, and state schemes need to be ‘sustainable’. ...
Your decision about which options to choose is likely to be influenced by many factors, such as how much income or cash you need now and in the future. You should also consider your personal circumstances and the impact that your choices may have on taxation, State Benefits, Annual Allowance...
exactly which options they have will be determined by how old you are at death. Passing before age 75 means the fund can usually be taken as a tax-free lump sum. However, after 75 your beneficiaries will have the choice of either a lump sum, drawing a regular income, or taking lump ...
Task Force to Look at Potential Tax Boosts; Group Will Examine Options Monday to Tackle Unfunded Liability in Pension FundByline: David Bauerlein After 17 meetings that dived deep into the complicated world of...Bauerlein, David
travelers have a few convenient transportation options. For those arriving at Incheon International Airport, the most popular choice is to take a direct bus to Pyeongchang. The journey takes around 3 hours, offering passengers a comfortable and scenic ride. From the Pyeongchang bus terminal, it's...
If you need ready cash in the form of a sizeable lump sum, then taking the 25% tax-free cash via drawdown leaves more options open than taking the equivalent sum out via UFPLS. Note: Do you know all about UFPLS? We’d love to hear from you below. And do read The Greybeard’s ...
The framework of an optimal stopping time problem is often applied to the real options,Footnote 5 when an irrevocable decision must be taken. Actually, also in this case, the decision to retire cannot be called off and it permanently affects the dynamics of agent’s problem. Bodie et al. ...
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Options examined by Boverberg and Knaap to address the projected shortfall in funding are less radical, and entail raising (employee) contributions, with or without a reduction in indexation. The first option alone would require a very sharp increase to 25 per cent, and even when stabilised, ...