Using data from a large Australian pension fund, Dobrescu et al. (2018) show that default settings strongly influence wealth accumulation and that poorly designed default options – particularly the irreversible ones – can severely affect retirement savings. Indeed, the broader literature has already ...
We explore the implications of several hypothetical policy changes that relax the means test of the Australian age pension. The first of these is the complete removal of the means test, which amounts to installing a universal pension for all seniors of at least 65 years of age. As variations...
A 2020 paper from the Actuaries Institute supports the Australian government’s wish for more annuitisation of retirees’ accumulated savings. Their incomes could apparently increase by 15-30% if schemes were forced to offer annuities. Schemes need freedom to offer personal advice. ...
The Impact of Age Pension Eligibility Age on Retirement and Program Dependence: Evidence from an Australian Experiment Identifying the effect of the financial incentives created by social security systems on the retirement behaviour of individuals requires exogenous variati... K Atalay,GF Barrett - 《...
spouse's income was taxed separately.In the present proceedings, the Commissioner for Citizens' Rights challenged Article 6(2) of the Per- sonal Income ... Dissenting opinions 被引量: 0发表: 0年 Are tax indemnity payments to an ex-spouse taxable? spouse's income was taxed separately.In the...
Despite the welcomed revision of EIOPA’s plans, “the case for a common framework… at European level has not been adequately made,” Harris said. “We believe there are more pressing priorities for EIOPA to pursue such as extending workplace pension saving to the 60% of EU citizens who ...
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Many developing countries are currently facing an ageing population without sufficient preparation for old-age financial adequacy, an important component in active ageing. One question is whether a pension system can create old-age financial adequacy. At the same time, many countries are shifting their...
Retirement savings investment choices in response to the global financial crisis: Australian evidence. Aust. J. Manag. 2012, 37, 415–439. 25. James, E. How can China solve its old-age security problem? The interaction between pension, state enterprise and financial market reform. J. Pension...