MY BUDGET JOURNEY I know it can be terrifying to really look at how you spend your money. Trust me, I’ve been in your shoes. But I’ve learned that the things that were the most challenging in my life have led to the biggest rewards. Declaring bankruptcy was a low point for me. ...
Getting out of debt is a common goal for many families. But, you can't just wake up and decide one day that you are going to start. You need to be prepared. One of the first things you need to do when trying to pay off your debt is to know who it is you owe! After all, ...
When the holidays come around, it seems there is so much to try to remember to do that it can become overwhelming. These planners are the perfect way to help
We were a team. We knew we had to work together and be on the same page during this entire process, or it would not work. Our budget was 100 percent a joint effort. When it came to the debts to pay first, we talked it through and agreed as a team the path to take. We both ...
Budgeting and saving money doesn’t have to be a New Year’s resolution you make every year, but keep for only a few weeks. Making small changes in your debt mindset and budget can mean big, long-term benefits to your financial well-being. ...
You may also know of a location where you can take these items yourself. You may have to temporarily house them in the garage while you wait to get rid of them, but try to do it as quickly as you possibly can. The AFTER of our clean and organized garage space!!
Tracking your spending in the past helps you predict your future cash flow so you can start saving more. Also see:10 Must-Know Personal Finance Tips for Mom’s Financial Success WHAT SHOULD BE INCLUDED IN A BUDGET? It’s important to include every dollar you earn and spend when making a...
This chart is created to teach them, well, responsibility in the workplace. They learn that if they do not complete the work, they do not get paid. They also learn that if they do the wrong thing (like fight or disrespect Mom and Dad), they’ll get a fine. We compare this to ...