个人对个人贷款(以下简称P2P借贷)是一种将非常小额度的资金聚集起来借贷给有资金需求人群的商业模型,简单地说,P2P借贷就是有资金并且有理财投资想法的个人,通过中介机构牵线搭桥,使用信用贷款的方式将资金贷给其他有借款需求的人,其中,中介机构负责对借款方的经济效益、经营管理水平、发展前景等情况进行详细的考察,并收...
P2P是英文peer to peer lending 的缩写,意即个人对个人(伙伴对伙伴),又称点对点网络借款,是一种将小额资金聚集起来借贷给有资金需求人群的一种民间小额借贷模式,属于互联网金融创新产品的一种,借助互联网、移动互联网技术的优势进行相关理财和金融服务。2019年6月14日,上海市地方金融监管局公布了本市第一批99家失联...
P2P是英文peer to peer lending(或peer-to-peer)的缩写,意即个人对个人(伙伴对伙伴)。又称点对点网络借款,是一种将小额资金聚集起来借贷给有资金需求人群的一种民间小额借贷模式。属于互联网金融(ITFIN)产品的一种。属于民间小额借贷,借助互联网、移动互联网技术的网络信贷平台及相关理财行为、金融服务。说是网络...
百度试题 结果1 题目P2P网贷英文称为Peer to Peer lending,即由P2P网贷平台作为中介平台,借款人在平台发放借款标的,投资者进行竞标向借款人放贷的行为。 A. 对 B. 错 相关知识点: 试题来源: 解析 A 反馈 收藏
P2P是英文peer to peer lending(或peer-to-peer)的缩写,一看到这种X2X的样式,就会联想到互联网电商等平台模式。P2P也算是借助互联网的便捷通用而火起来的产物,主要运营模式是将小额资金聚集起来借贷给有资金需求人群的一种民间小额借贷模式。属于互联网金融(ITFIN)产品的一种。
What is peer-to-peer lending? Peer-to-peer lending is an alternative finance option that connects individuals who want to borrow and individuals who want to lend, or invest. Peer-to-peer platforms bring these groups together, providing an option for borrowers who want a loan and allowing inv...
P2P网络借贷是个人通过第三方平台在收取一定利息的前提下向其他个人提供小额借贷的金融模式。 P2P(peer to peer lending)网络借贷起源于P2P小额借贷。P2P小额借贷是一种将非常小额度的资金聚集起来、借贷给资金需求者的一种商业模式(Business Model)。 其社会价值主要体现在满足个人资金需求、发展个人信用体系(Personal Cr...
Peer to peer lending allows you to spread your funds across multiple loans. This way, you can manage the risk in a better way. For instance, if you spread £5000 over a hundred loans and one loan gets default, then your potential loss will be £50. But, if you spread that £50...
aPeer-to-peer (P2P) lending (also called social lending) is a new type of microcredit generally utilising internet technology to connect borrowers and lenders directly, rather than through financial intermediaries. This is a growing source of funds for micro start-ups in both developed and develop...
How Do You Invest in Peer-to-Peer Lending? The simplest way to invest in peer-to-peer lending is to create an account on a P2P lending site, put some money into it, and begin lending. These platforms typically let the lender select the profile of their preferred borrowers, so they can...