Peer to peer lending goes by many names. It is also called social lending, person-to-person lending or p2p lending. It can be defined in this simple way: individuals lending money to other individuals without a banking intermediary. 个人对个人信贷也有很多其他的名字。它也被称为社会借贷,人对人...
VIAINVESTis a peer-to-peer lending platform offering private lenders/individuals and legal entities an opportunity to invest into short-term consumer loans originated across Europe. VIAINVEST provides investors an access to non-bank lending sector by creating a safe and transparent investment environment...
Peer-to-peer lending involves borrowing money from a group of people or a company, rather than a traditional lender like a bank or credit union. A peer-to-peer platform connects you with a group of investors that may be able to fund your loan. ...
Peer-to-Peer lending(P2P借贷)是一种互联网金融模式,它实现了个人对个人的直接借贷,通过专业的网络平台来完成借贷交易。以下是关于P2P借贷的详细介绍: 一、P2P借贷的定义 P2P借贷,全称Peer-to-Peer lending,即点对点、个人对个人的信贷。它打破了传统的金融借贷模式,使得借贷双方可...
个人对个人贷款(以下简称P2P借贷)是一种将非常小额度的资金聚集起来借贷给有资金需求人群的商业模型,简单地说,P2P借贷就是有资金并且有理财投资想法的个人,通过中介机构牵线搭桥,使用信用贷款的方式将资金贷给其他有借款需求的人,其中,中介机构负责对借款方的经济效益、经营管理水平、发展前景等情况进行详细的考察,并收...
Peer to peer lending is a great way for individual investors to make money and borrowers to save money.If you want to get in on it we’ll detail everything you need to know.
根据第二段“P2P lending is the now well-established practice of lending money to individuals or businesses through online services that match lenders, investors, directly with borrowers, enabling both parties to bypass conventional providers such as banks.(P2P借贷是一种成熟的做法,通过在线服务将资金...
P2P是英文peer to peer lending(或peer-to-peer)的缩写,意即个人对个人(伙伴对伙伴)。又称点对点网络借款,是一种将小额资金聚集起来借贷给有资金需求人群的一种民间小额借贷模式。属于互联网金融(ITFIN)产品的一种。2020年11月中旬,全国实际运营的P2P网贷机构完全归零。P2P行业中民营系平台数量最多,投资收益率具有...
Is Peer-to-Peer Lending (P2P) Safe? Peer-to-peer lending is riskier than keeping your money in the bank, but the interest rates are often much higher. This is because people who invest on peer-to-peer lending sites assume most of the risk, without the backing of a bank or theFederal...
Peer-to-Peer Lending Starts to Gain InterestBain, Simon