对等机构,通常指的是Peer-to-Peer(P2P)借贷平台,这种平台允许个人直接向其他个人借贷,而不是通过传统的金融机构。这种方式打破了传统借贷模式,减少了中间环节,使得借贷双方能够直接对接。P2P借贷平台通常提供在线平台,让借款人和贷款人能够轻松地找到彼此,完成借贷交易。在P2P借贷中,贷款人可以将资金...
When shopping for a personal loan, be sure to look at peer-to-peer lenders. Keep reading to learn more about what a peer-to-peer lender has to offer.
Peer-to-peer lending P2P借贷市场,在既不能从银行获得贷款,又不敢借高利贷的情况下,人人贷为借款者提供了另一种选择。然而,这种贷款形式的安全性也引发了人们的担忧。
Peer-to-peer loans are funded by individual and institutional investors. We compared and reviewed the best peer-to-peer lenders based on loan rates, fees, required credit score, and more to help you find the right loan.
to-peer lending situation. Lending Club has currently suspended new lender registration while managing some details of the process as of the spring of 2008. These sites assess credit, risks, and other factors making it a relatively safe option for both borrowers and lenders. Those interested in ...
Pre-qualifying allows you to select a loan amount and purpose while providing your name, date of birth and address. Then, you can see theannual percentage rateand loan terms you could be eligible for. If you decide to apply, peer-to-peer lenders, like other lenders, confirm additional fact...
Upstart’s origination fees range between 1% and 6%, which may well prove an attractive remuneration for peer to peer lenders who have seen an investment go south. A further feather in the p2p lending platforms cap, is the impressively low default rate which can be explained by extremely tough...
Karpouzis, EfstathiosDaskalakis, NikolaosPsillaki, MariaStaikouras, ChristosInternational Review of Entrepreneurship
New Jersey, USA -- (SBWIRE) -- 10/12/2022 -- Advance Market Analytics added research publication document on Worldwide Peer-to-peer Lending Market breaking major business segments and highlighting wider level geographies to get deep dive analysis ...
Tang, H. Peer-to-Peer Lenders Versus Banks: Substitutes or Complements? Rev. Financ. Stud. 2019, 32, 1900–1938. [Google Scholar] Kim, J.; Stähler, F. The Impact of Peer-to-Peer Lending on Small Business Loans 2020. CESifo Working Paper Series No 8268. Available online: https://...