Peer-to-Peer (P2P) insurance is a risk sharing network where a group of individuals pool their premiums together to insure against a risk. Peer-to-Peer Insurance mitigates the conflict that inherently arises between a traditional insurer and a policyholder when an insurer keeps the premiums that ...
Interviews insurance executives Max Drucker, Howard Sachar, Kimberly Harris and Thierry Gabadou about peer-to-peer (P2P) computing in the insurance industry. Views on whether insurers could benefit from P2P computing; Technology needed in adopting P2P computing; Difference of the technology from the ...
However, even with the same type of risk, not all peers can be of the same loss distribution due to different age cohort, health status, or property conditions, etc. While differential pricing has well developed for traditional insurance, the fair allocation of cost for P2P insurance is not ...
peer-to-peer economyride-sharingasymmetric informationlemonsAkerlofInternet innovationonline innovationThe rise of the sharing economy has changed how many ... C Koopman,MD Mitchell,AD Thierer - 《Ssrn Electronic Journal》 被引量: 124发表: 2014年 Classes of materials used in medicine There is a di...
Survey responses are summarized in Table1. Two predominant themes emerged: (1) the insurance company “peer” is often not a neonatologist, may lack knowledge of neonatology standards, and in some cases the interactions were not considered professional; and (2) the time and effort required to ...
In this article, I will walk through an example to give you a play-by-play on how to put this simple mental model to use. Can Peer-to-Peer Insurance Succeed? Peer-to-peer business models really came into their own in the financial arena, where companies such as Prosper and Lending ...
“In the banking world there are now clear interfaces, you can transfer money from here to the other side of the planet,” he says. “But you don’t have that in insurance and whole forests of paper are still sent round the world every day.” Digitalisation could lead to “massive ...
It’s inefficient to build hotels just to cope with the summer rush, or taxis to cope with New Year’s Eve but, if the demand is there, peer-to-peer markets can pull in a bit of extra supply. As a result, it should be easier to get a cab at 11pm on a Friday, and prices ...
21.In PASS, students ___. A. attend new lecturesB. decide their own schedules C. prepare problem sets in groupsD. use their skills to solve problems 22.What can students do if a session is full? A. Fill in ...
A peer-to-peer network is a group of computers, each of which acts as a node for sharing files within the group. Learn the full meaning here.