One partial solution is peer monitoring: having neighbors who are in a good position to monitor the borrower be required to pay a penalty if the borrower goes bankrupt. Peer monitoring is largely responsible for the successful financial performance of the Grameen Bank of Bangladesh and of simila...
Edwards (1984) found that the contemporary markets use a mix of expulsion, monitoring, margin, price limits, and position and capital requirements, employing both rules and discretion. However, the integrity of the exchanges is protected... A Riva 被引量: 9发表: 2010年 Funding and credit risk...
In particular, transaction costs associated with trade credit information and monitoring are incurred when informational asymmetries exist between buyer and seller (Ng et al., 1999). For this reason, trade credit terms are viewed as contractual solutions to informational problems present between sellers...
Does gender affect funding success at the peer-to-peer credit markets? Evidence from the largest German lending platform. Barasinska N,Schafer D. . 2010Barasinska, N. and Schafer D., "Does Gender Affect Funding Success at the Peer-to-Peer Credit Markets? Evidence from the Largest German ...
Can this finding extend to emerging markets with weak institutions and high information asymmetry like China? In recent years, as the largest emerging country, China has taken actions to improve CSR disclosure (i.e., the mandatory CSR disclosure regulation in 2008 and the revision of the Code ...
Does Gender Affect Funding Success at the Peer-to-Peer Credit Markets?: Evidence from the Largest German Lending Platform (2010) 'Does Gender Affect Funding Success at the Peer-to-Peer Credit Markets? Evidence from the largest German Lending Platform', DIW Discussion Paper,... N Barasinska,D...
Once a business is approved, there is relatively infrequent monitoring by regulators. As we noted above, marketplace businesses tend to have adopted a very di¤erent approach to ensure quality standards, with far more reliance on user feedback to provide continuous monitoring and far less upfront...
IoT devices can also be combined with BC technology to improve monitoring and data collection in real time. This can be done by adding smart sensors and devices that send data directly to the BC, which improves the accuracy and speed of data about the production, transport, and storage of ...
In addition, foreign investors have broad perspectives instead of focusing on one firm, and they demand higher dividends when other competing firms increase payouts. Morck (2000) also suggests that foreign institutions have a crucial role in monitoring firms as emerging markets integrate with the ...
Using loan application and origination data reported by the largest peer-to-peer (P2P) lender, Lending Club, I test whether P2P lending expands access to credit for households and small businesses, whether its lending criteria has a disparate impact on communities based on race, and how competiti...