Pay the optional final PCP payment and take ownership of the car. Hand the car back with nothing more to pay. This is subject to mileage and fair wear and tear. If you elect to hand the vehicle back at the end of the contract, any mileage over the agreed limit will be chargeable at...
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pcp deals, until you decide to buy the car and pay the balloon payment, you are only hiring it. the same goes for hp agreements, until you pay the option to purchase fee, you are only hiring the vehicle. insurance even though you don’t actually own the vehicle until you decide to ...