In addition, government initiatives, such as the Debt Respite Scheme in England and Wales or a statutory moratorium in Scotland, could give you breathing space while you work out a plan to manage your debts. There aren’t any equivalent schemes in Northern Ireland. “Picking up the phone ...
Today’s first-time buyers are facing a significant struggle as house prices have boomed to record highs in recent years, while earnings have struggled to keep pace. Add to this the initial barrier of a higher mortgage deposit, the new norm of significantly higher mortgage rates and often tig...