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26% APR rates, by the way, allow payday loan stores to only profit about $1.08 per $100 borrowed. It's no wonder 79 stores closed. Those which survived were more diversified in other businesses than their counterparts, which helped them when the caps fell on interest rates. Payday Lenders...
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Crogh added that he had already received a “slap on the fingers” from the FCA, after journalists contacted regulators to see whether Amigo would be permitted to reopen its loan business. That was not the plan, he told us: The old business — giving loans to people who never should have...
3 Based on its evaluation of payday loan stores per unit of state population (see Figure 1), the Stephens Group (2004) predicts that the industry will continue to expand rapidly for at least another three to five years. Payday Lending Flannery and Samolyk on these firms. Here we analyze ...
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