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The average savings rate in the US hovered between 5-8% in the 2010s. Here’s a graph from theFederal Reserveshowing the average personal savings rate in the US over the last 65 years: Note that sudden spike up to 32.2% during the coronavirus pandemic. That’s what fancy statisticians c...
I applied for my businesses. I submitted my W-3, a summary sheet showing how I made the Payroll Costs calculation (I just made it quickly in Apple Notes and saved it as a PDF), and I also uploaded my 2018 business tax return. That’s it! I’m in! In EIDL news,this press releas...
set up. Essentially, we're going to create: • A "balance sheet" (what you're currently worth) • An "income statement" (how much you earn vs. how much you spend) • A debt payoff plan • A master list of bills and due dates; assign each to a paycheck Balance Sheet. Of...
plus the sheet music for Solo Bach and Solo Ysaye, a copy of her encores book and a copy of the Sibelius Violin Concerto (which may be out of my reach for this lifetime. Should have kept up violin during college, but I had no money and fell out of love with playing. C'est la ...