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Student Loan Ranger helps prospective and current students and recent graduates make sense of borrowing options, student debt and loan repayment. The blog is currently authored by Education Finance Council, a national trade association representing nonprofit and state-based higher education finance organiza...
Before you use a personal loan to pay off debt, review your spending habits In a perfect world, no one would need to take out a loan to consolidate and pay off debt. In the real world, however, sometimes borrowing money is the only way to dig your way out. ...
"By using a lump sum tax refund to pay debt, you minimize the total amount of interest you would otherwise pay over the life of the loan," Bola Sokunbi, a certified financial education instructor and author of "Clever Girl Finance," tells Select. "And that savings each month can be put...
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“The obvious and main benefit of paying off your bond early is that it saves you the cost of interest, which can be considerable. By paying an amount in addition to the minimum monthly instalment, you pay off the capital portion sooner, which reduces the term of the loan and hence reduc...