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I'm a big fan of using GAMs for most things where a GLM may be the go-to – in both pricing and non-pricing (operational, underwriting, marketing, etc.) applications. GAMs are just an extension of the GLM and as such are accesible to actuaries and others who are already familiar ...
We don't believe in two things in TD. We don't believe in mono-line insurance and we don't believe in relying on rating agencies to do your credit underwriting, so those have been two sort of fundamental pillars to us, and so we don't have any assets whose valuations depended on ...
After all, how do you want to spend your time once you’re financial independence? Maybe you want to spend it managing properties. Maybe you don’t. But stay true to yourself either way. Although not a separate asset class, options are another subject of interest for some. Again, why bo...
Important Updatere: Using Independent Contractors in your Payroll Costs Calculation – I’ve had a chance to analyze the Treasury guidance to borrowers and the sample application and I’m fairly certain that their stance to SBA lender banks will be to only use your full-time and part-time emp...
Robert Eaton:Maybe let's move on to the last topic I'd like to cover, which is, you know, your jobs. All three of you, your jobs have changed over the last five or 10 years, not just as you've become a more mature contributor to your company and your clients, but also the fac...
If you’re already getting life insurance from your employer, don’t heavily count on it. You’re likely to change jobs at some point and your coverage typically won’t follow you. Plus, your rates and even your ability to buy life insurance at all depend on your health. If you get ...
Nobody is going to deny that improper underwriting had and still has a large effect on business activity. The effects of energy prices on household budgets during the spike was pretty severe for a lot of people. All of those consumer choices ricocheted through the rest of the economy. People...
I agree with part-time students 翻译结果5复制译文编辑译文朗读译文返回顶部 I approved the university student holds concurrent jobs 相关内容 aThey are,firstly,supervision from chief administrative law enforcement departments in charge of construction 他们是,首先,监督从首要行政法执行部门负责建筑[translate] ...