Paid charge off and score dropped ? So confused. Hello MyFico fam! I need to tap into your collective knowledge base! I had a charge off for Capital one auto as a result of my car being totaled when I was t-boned at the end of 2019. I was injured (TBI and dia...
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And while streaming was popular for a bit (I even had Amazon Prime for a while, but dropped it when they raised the price YET AGAIN while the 2-day shipping turned into 7-day shipping and the shipping was the only reason I had it in the first place, and I realized that wh...
Credit agencies are profit-making companies that analyze information about debts of individuals and businesses and assign a credit score to show their creditworthiness. The three credit agencies include Equifax, Experian, and TransUnion. They store credit information and history of th...
5. Buying experience-very easy to work with, they really wanted the sale and had the car transported across the state same day. 6. Any tips you have to offer- 1) Know your credit score, chx rates and negotiate this down. I got 2.25% APR with excellent credit, probably could have got...
If you believed everything you read about your credit score, you'd think it was the most important component of your financial health. Without a good credit score and history, the experts say, it's more difficult qualify for a mortgage(按揭)or a car loan-and more e...
The auto financing rate depends on many factors such as your credit score, current employment, income, amount of loans, model of the car you are purchasing, etc. Just because one can get a low rate from a CU does not guarantee others can get the same rate. When financing, dealers are ...
Answer to: Consumer credit cards are: a. Monies loaned that must be paid back overtime b. Supplemental income c. Transfer payments d. Money By...
Today I've noticed that a chargeoff I paid in full last month has just reported and now my score has dropped 15 points! This is very disheartening and discouraging. Can anyone explain why this would happen ? Such a bummer! I had some plans of treating my self to a...