As the name suggests, P2P lending (peer-to-peer lending) is a concept in which individuals or institutes can lend money to borrowers. The system removes the role of a financial institution as an intermediary. Instead, P2P lending platforms act as facilitators for the transaction of money. ...
We have tested our system by using data gathered from real mobility traces of cabs in the San Francisco Bay area, and according to several metrics that quantify the degree of adoption of ridesharing and the ensuing individual and societal benefits....