P2P lendingPurpose – This study aims to examine the adoption of peer-to-peer (P2P) lending platforms to determine the factors that encourage SMEs to use P2P lending platforms in obtaining loans. Design/methodology/approach – A sample of ten SMEs from a variety of backgrounds was taken in ...
However, the number of loan transaction incurred in P2P lending platforms in Indonesia is still considered low compared to the number of SMEs scattered around Indonesia. Thus, this study is conducted to determine the factors affect the adoption of P2P lending as perceived by SMEs, along with the...
The aim of this research is to examine the correlation between Peer-to-Peer (P2P) lending financial technology (Fintech), information asymmetry, transaction cost, financial literacy, and access to finance among Small and Medium Enterprises (SMEs) in Jordan. The study used Partial Least Squares-St...
Rise in adoption of the best peer-to-peer lending platforms for investors and borrowers; and increase in popularity of peer-to-peer loan management software are anticipated to augment the global peer-to-peer lending market share during the forecast period. Easy Access to Loans and Better ...
It examines the case of the Indonesian government’s approach in regulating the P2P lending sector using both primary interviews and secondary firm-level data. Driven by regulation tightening in China and regulatory gaps in Indonesia, Chinese investments became the largest in this sector contributing,...
It examines the case of the Indonesian government’s approach in regulating the P2P lending sector using both primary interviews and secondary firm-level data. Driven by regulation tightening in China and regulatory gaps in Indonesia, Chinese investments became the largest in this sector contributing,...
value engineering;decision support system;technoeconomics;P2P lending 1. Introduction Peer-to-peer (P2P) lending has emerged as an alternative financing model in the digital economy, particularly in developing economies such as Indonesia, where access to traditional banking services is limited [1]. Th...