Loophole allows extra year of RRSP contributions: by overcontributing, you can gain a year of contributions at a modest cost.Talbot StevensMoney Digest
With this contribution, my total RRSP contribution will be $17,000, which is the difference between my taxable income and the lowest federal tax bracket. From my understanding of RRSPs, there isn't a large benefit from contributing once your taxable income is in the lowest tax bracket. Next...
In this paper, we use a unique dataset to study the effect of women's and men's control over finances on the probability of each spouse contributing to tax-sheltered Registered Retirement Savings Plans (RRSP).doi:10.1016/j.socec.2006.12.042Shelley Phipps...