Prequalification. Many online lenders allow you to prequalify with a soft credit inquiry that does not hurt your credit score and estimates your interest rates. Prequalification can help you comparison shop for the best loan offers without damaging your credit. Quick comparison shopping. Online loan...
The required credit score to buy a house through an online mortgage lender can vary depending on the lender and the type of mortgage. A score of 620 or higher may be needed to qualify for most conventional loans. Some government-backed loans, such as FHA loans, accept scores as low as ...