Liu said that the purge of predatory P2P online lending platforms had accelerated, and that the “era of wild growth in online finance as represented by P2P is over”. As of the end of June 2020, the number of P2P lending firms had fallen to 29, according to the 2020 Financial Stability...
The research results show that: (1) Gaining the first round of VCI can increase the transaction scale and improve the compliance with regulatory requirement of the online P2P lending platforms; and (2) the platforms acquiring more rounds of VCI have greater turnover. The above research shows ...
banks and online P2P lending platforms, etc. Thus, the low quality product manufacturer pre-sells the products to get sufficient capital to compete in the market. An examination of the earlier studies shows the need for a comprehensive model facilitating the SCs to consider several factors ...
China’s online peer-to-peer (P2P) lending industry first emerged in 2007 and grew at frenetic speed between 2012 and 2015 in the shadow of the banking industry. The lack of market entrance thresholds, sound regulations and regulatory oversight led not o
China's P2P lending platforms have cumulatively brokered 1.37 trillion yuan as of the end of December, according to an annual report issued by Wangdaizhijia.com. The report counted 2,595 P2P platforms across the country, an increase of 1,020 compared with the 2014 figure. ...
P2P online lendingMeta-level phone usage dataDefault predictionAdaBoostP2P online lending platforms provide services where individuals lend money to others without the involvement of traditional financial institutions. Due to its convenience, the platforms have gained in popularity. However, these platforms...
P2P online lending platforms have turned from growth spurt to zero growth or even negative growth, with short operating time, many problematic platforms and many debt dodges. According to statistics, P2P online lending platforms have not been operating for a long time, mainly due to lack of leg...
P2P online lending balance edged up 1.3 percent month-on-month to about 1.3 trillion yuan at the end of last month, led by Beijing, Shanghai and Guangdong. China has ordered Internet finance platforms to obtain official licenses before offering asset management services, four months after requirin...
P2p Lending PlatformBusiness ModelUse for ReferenceInternet finance has become extremely popular since 2013, especially online P2P lending, which appears like mushrooms. And at the same time, the number of problematic platform is rising. Many platforms appeared to be difficult to withdraw deposit; ...
Feasibility and Development Analysis of P2P Online Lending Platforms in TaiwanPeer-to-Peer (P2P) lendingDisintermediation Alternative financeRegulatory schemeAfter the financial crisis, the governments have been stricter in regulating the financial systems so that banks to raise their lending thresholds. ...