The rates above are the best available rates for online savings accounts. In order to ensure that your money continues to grow over time, you may wish to avoid banks which rely heavily on very short term promotional rates (such as EverBank). If you open an account with a promotional rate...
If you are using a brick-and-mortar bank as your savings account, you need to switch. They don't pay anything. And the banks on this list pay many many times that. Below is a list of online savings accounts with the highest interest rates. They are all FDIC-insured. They are as sa...
2. Quontic: High Interest Rate Quonticis a unique digital bank known for its variety of checking accounts with great rewards (including the first ever Bitcoin-back account). It also has impressive savings rates. The High Yield Savings Account offers one of the best rates we can find. It ...
However, with Axos Bank offering one of the highest annual interest rates among the institutions in our study, investing your short-term savings up to the $24,999.99 limit is a prudent option. Furthermore, Axos High-Yield Savings Accounts are FDIC-insured up to $250,000 per person, per ...
While most traditional banks offer online banking options, online-only banks have some advantages, typically better rates and lower fees. Our guide looks at all you can expect with a bank that exists solely in the digital world. Learn More About Online Accounts » Credit unions Credit unions ...
Aside from the interest rates, the other main deciding factor will be how you’ll need access to your funds (you’ll have more options with Money Market Accounts). A lot of people consider MMAs more a hybrid Checking/Savings account, with its limited Checking capabilities. Keep in mind, ma...
Interest rates are subject to change, and if you don't pay attention to areas like account fees and minimums, you might end up further behind than if you went with a more well-rounded bank. The good news is that many online savings accounts also offer advantages like no maintenance fees...
This Online Banking and Mobile Services Agreement ("Online Banking Agreement", “Agreement”) for accessing your accounts and loans via East West Bank's Online Banking Service explains the terms and conditions governing your use of the online banking services offered through the East West Bank and...
Pros of Online Bank Accounts Better rates and fees:Because online bank accounts typically have lower overhead costs, they usually come with better interest rates and fewer fees — sometimes no fees at all! A better user experience:By spending and investing in technology, today’s banks offer on...
products, LendingClub offers deposit accounts that include ahigh-yield savings accountthat pays a competitive rate, charges no monthly service fee and comes with an ATM card. The bank also offers a rewards checking account that earns a tiered APY as well as CDs that pay competitive rates. ...