There is a debate in the credit counseling industry over whether the not-for-profit or the commercial agency can best serve debtor needs. This study is based on a survey of debtors who were clients of a not-for-profit agency or of a commercial agency. No significant differences were found...
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“Americans are turning to friends and family for loans rather than the big banks to avoid spiraling into more debt and defaulting on regular payments,” explainsSteve Trumble, co-founder ofAmerican Consumer Credit Counseling. “Even though consumer and student loan debts have each surpassed the tr...
Things thatcostus money, rather than make it for us. For example,Consumer Reportsnotes that life insurance aimed at newborns is “unnecessary” for several reasons. But an excited expectant couple (or sleep-deprived new parents) may not think logically. Tactics that might work for some, but no...
My conclusions are, no doubt, influenced by the time and place of the interviews, and by fashions in management and in counseling. Nevertheless, there is reason to believe the basic results will apply for some time, if only because wage rigidity seems to be an enduring phenomenon. What is...
(For KU. I don’t buy unless I’m fairly sure I’ll like it, and don’t return if I made a mistake, because I wouldn’t if it were on paper.) 11B-Mailclerk says: January 15, 2024 at 7:13 am Ask any good NCO about counseling a problem enlisted man, and he can demonstrate...
so they could not be used again. They would damage roads that made way for the destructive force of automobiles. They would burn down research facilities, and kill animal researchers, who daily destroy their kin for profit and amusement. They would form an underground of saboteurs to disrupt ...
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