名义利率（Nominal Interest Rate）是与贷款的固定条款有关的，即在贷款合同中规定的利率。它是指银行每年用于计算兴贷费用的利率。它并不考虑货币价值的变动，因此，它有时也被称为绝对利率。实际利率（Real Interest Rate）是新的一种利率表示方式，它考虑了货币价值变动的因素，以此来准确反映借款者使用货币贷款
【答案】：按照利率的真实水平把利率划分为名义利率和实际利率。名义利率是指考虑了物价变动(通货膨胀)因素的利率，通常情况下，名义利率扣除通货膨胀率可视为实际利率，即：名义利率=通货膨胀率+实际利率。实际利率对经济起实质性影响，但通常在经济调控中，能够操作的只是名义利率。区分名义利率与实际利率的...
答:名义利率是以一年中每1美元投资所带来的净收入来衡量的投资收益。但是,由于一般价格水平会由于通货膨胀而上升,许多商品的价格每年也都会有所变化,于是人们需要找到资本的实际收益。 资金的实际增值称为实际利率,它与名义利率相对应。名义利率是以货币价值计价的投资所能得到的收益,而实际利率是以商品和服务为单位计...
Real Interest Rate and Nominal Interest Rate是【中英字幕】可汗学院--宏观经济之NEC备赛(PRE DR AS Division所有组别都适用)的第16集视频,该合集共计60集,视频收藏或关注UP主,及时了解更多相关视频内容。
★★★只有实际利率(Real Interest Rate)影响消费C和投资I。 3.名义收入 & 实际收入income (or名义、实际工资wage) 名义收入(nominal income):是以货币量来衡量的收入。人们以货币形式获得的收入量,就是名义货币收入量,它是在没有考虑市场因素的情况下的收入。
Real Interest RateEffective Interest RateLump SumTime Value of MoneyWhen the bond interest rate is quoted as an APR, it is called a nominal interest rate or stated annual interest rate. Given an annual percentage rate, the periodic interest rate is APR/m, where m repr...
RealvsNominalInterestRates：实际与名义利率 22.f. Real vs. Nominal Interest Rates One important type of economic variable is an interest rate. An interest rate is a rate of return promised by a borrower to a lender. Let’s say, for example, that you go to the bank to borrow $100. ...
The federal funds rate, the interest rate set by the Federal Reserve, is the short-term nominal interest rate that is the basis for other interest rates charged by banks and financial institutions. Investors consider the real interest rate rather than the nominal to avoid purchasing power erosion...
The most important of these interest rates for financial decisions is the ex-ante real rate. The nominal rate doesn't tell the borrower and lender what the actual return will be in terms of purchasing power, and the ex-ante real rate is unknown at the time the decision to make/take the...
Nominal Interest Rate = Real Interest Rate + Projected Rate of Inflation Short-term nominal interest rates are set by central banks. These rates are the basis for other interest rates that are charged by banks and other institutions on, e.g., loans to consumers and credit card balances.Centra...