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When it comes to obtaining term life insurance quotes with no medical exam, qualifying for a guaranteed issue policy is relatively easy. Your medical records will not be requested, which will result in higher premiums. However, if you have a pre-existing condition or other health issues, this...
Employees of state and local governments were much more likely to be enrolled in employer-sponsored health insurance than their private sector counterparts in 2008. According to data from the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), 65.8 percent of state and local gove...
Guaranteed issue is another no medical exam option, but the catch is that it’s also one of the most expensive ways to get life insurance. To get a guaranteed issue policy, you get to skip the medical examandthe health questionnaire!
many still lack any form of health insurance coverage.The passage of theAffordable Care Act (ACA)allows millions to choose a government-subsidized healthcare plan. However, many consumers are ineligible for subsidies, and many of those who qualify have chosen not to participate. ...
There’s also no limit on how much whole life insurance coverage you can buy. Finally, Lafayette Life includes many rider benefits at no extra charge, such as riders that let you use your death benefit for medical care while you’re alive if you get a chronic, critical, or terminal ...
Get A Quote Why We Chose It Protective is our choice for top term life insurance because itsterm life insurancepolicies are the most affordable of all insurers we reviewed (tied with Banner), and it offers terms of up to 40 years, which is uncommon. ...