Being involved in a car accident can be a distressing experience, especially when you are not at fault. Ideally, the at-fault driver’s insurance should cover any damages and medical expenses resulting from the accident. However, what happens if the person not at fault in an accident has no...
No-fault insurance doesn't consider who's at fault in a car accident when paying medical claims. Instead of filing a claim with the other driver's insurance company, you'd file it with your own insurer. It will then evaluate your claim and pay out damages to you, based on the extent ...
When you get into an accident with another driver, your car insurance policy can step in to help protect your finances from the fallout. However, insurance claims are settled differently depending on your state’s fault laws.
The regime of compulsory insurance in rich countries, with the insurer of the at-fault driver paying for damage, is reasonable in a world where 90% of accidents are caused by human error. But autonomy is supposed to mean that accidents drop by up to four-fifths, and those that occur may...
Generally, a no-fault accident won't cause your car insurance rates to rise. This is because the at-fault party's insurance provider will be responsible for your medical expenses and vehicle repairs.If your insurer doesn't need to fork out money, your premiums won't go up. ...
Companies offering cheap car insurance with no down payment usually count the new policyholder’s first premium payment as a deposit.
PIP is a type of car insurance coverage that can help pay for things like your medical bills, lost wages, and other related expenses after a car accident. With PIP, your own insurance company covers the medical expenses from a car accident regardless of who is at fault. Because PIP is a...
Because the city speed limit is 50 km/h, I only got paid from my insurance (保险) company for the damage to my car, but the other driver's insurance company couldn't pay me due to my speed. I didn't realize it at the time, but it turned out I was getting him wrong....
No-fault insurance, also known as Personal Injury Protection (PIP), is an auto insurance policy feature that covers medical expenses and lost income in the event of a car accident, irrespective of who is at fault. No-fault auto insurance is mandatory in certain U.S. states and P...
fault in an accident, the other driver's car insurance typically pays for your expenses. If it takes a while to determine fault, you can file a collision claim with your insurer, which will then try to recover the cost of the claim and your deductible from the at-fault driver's insurer...