Weiss, "The Incentive Effects of No-Fault Automobile Insurance," Journal of Law and Economics, Vol. 44, No. 2, October 2001, pp. 427-464.Cummins, J. D., and M. A. Weiss. (1991). “Incentive Effects of No-Fault automobile Insurance: Evidence from Insurance Claim Data,” in G. ...
No-fault insurance doesn't consider who's at fault in a car accident when paying medical claims. Instead of filing a claim with the other driver's insurance company, you'd file it with your own insurer. It will then evaluate your claim and pay out damages to you, based on the extent ...
Personal injury protection insurance allows you to file a claim for medical expenses or other costs resulting from a car accident, regardless of who was at fault. Depending on your policy, PIP coverage may also pay for lost wages or reimburse you if you have to hire someone to handle routine...
Bear in mind that the record for a car insurance claim is not permanent. Depending on the state jurisdiction and the severity of the accident, the claim will go on your record for anywhere from two years to five years or more. If possible, it’s worth talking to an attorney about how ...
The laws of the state in which the accident occurs determine who pays for the damages from an automobile accident. Basically, in a no-fault insurance state, fault is not placed on either party, and each driver generally submits a claim to his or her own
When you get into an accident with another driver, your car insurance policy can step in to help protect your finances from the fallout. However, insurance claims are settled differently depending on your state’s fault laws.
insurance/in’ʃuərəns/n.保险;保险费 insure/in’ʃuə/vt.给…保险;确保 intellectual/inti’lektjuəl/n.知识分子a.智力的 intelligence/in’telidʒəns/n.智力;理解力;情报 intelligent/in’telidʒənt/a.聪明的;理智的 intend/in’tend/vt.想要,打算;意指 intense/in’tens/...
Our “ease of use” category includes factors such as website transparency and how simple it is to file a claim. As we continue to evaluate more insurance providers and receive fresh market data, our list of best car insurance companies is likely to change over time. In our list of the...
If you have been involved in a car accident that was not your fault, take advantage of our free, no obligation legal advice. We will give you a free claim assessment and answer any questions you may have about making a car accident claim.To find out more about making a no win, no ...
Being at “fault” doesn’t necessarily mean you caused an incident. Usually, it’s to do with whether or not your insurer has to pay. Say a careless driver scraped your parked car. Unless they could be traced and their insurer made to pay, your insurance claim would likely be a “...