Part IX: Why I don’t like investment advisors Part X: What if Vanguard gets Nuked? Part XI: International Funds Part XII: Bonds Bond experiment: Return to VBTLX Are bonds done? Part XIII: The 4% Rule, withdrawal rates, and how much can I spend anyway? Part XIV: Deflation, the ugly...
There is no one solution. If your 401k/IRA amounts are low you can just leave them alone. If they are very high pulling them out even at a 25% tax might make sense for you. The key is to be aware of this looming required minimum withdrawal hit so you can take it on your own t...
3. I’d cut my expenses to the bone to free up as much money as possible to earn my financial freedom. 50% minimum. 1. Paid off the car. Continued to invest my “car payment” in VTSAX taxable account and added to it so I was investing 1k additionally on the side in this account...