the pre-qualify tool isn't any good, I wouldn't put much stock into it. It wouldn't surprise me if you threw $1000 into savings if you'd pre-qualify for everything if you want the card, you're going to have to
The NFCU prequalify is drastically inacurate. Of all their cards the Flagship has the toughest underwriting, plus the starting minimum for the cl on that card is 5000. I bet you would get that cash rewards, ymmv { BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 /...
I did try for discover prequalify before I tried capital one and got denied but at that time the NFCU secured card had not posted to any of the bureaus. I'm thinking of trying them again in 6 months like you said or another credit union I belong to. I really only burnt one ...