so the 30 years example may not seem relevant. As an alternative to paying down your principal I would still recommend you consider this as an option: take that money that you are about to use to pay off your principal, and instead invest that cash in a special investment account (i.e...
See if you qualify for the saver’s credit on your contributions. Know the rules about 401(k) rollovers. Rolling a 401(k) account into another 401(k), or into an IRA, usually won’t trigger taxes — if you...