If an insurance company has a loss equal to its net amount at risk, this loss is compensated by the premiums of those who haven't died as yet and from income from invested premiums. The sum at risk is the difference between the death benefit paid and the reserves of an insurance company...
An insurance company balances two goals: investing thepremiumsit receives from underwriting activities so as to return a profit, and limiting its risk exposure created by the policies that it underwrites. Insurers may cede premiums toreinsurancecompanies in order to move some of the risks to the ...
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“That group is the money market funds, which function as banks but historically have had the best of all regulatory worlds: no capital requirements, no reserves, no fees for deposit insurance and a belief by their customers that they were at least as safe as banks.” Remember, no investmen...
negative relationship would not imply that customers are satisfied because of claims; rather, this assumption is founded on the theoretical argument that high-risk policyholders might be satisfied with the fact that they are able to purchase insurance for a comparably low premium in relation to ...
concessions (after netting off the amount of pier rental reimbursement and vessel license fee exemption). legco.gov.hk 有關措施包括:向渡輪 營辦商發還船隻檢驗年費、私人繫泊設備收費、水費、電費和清潔費; 以及( 在扣除發還碼頭租金和豁免船隻牌照費 的 款額後) 向營辦商發還 因提供長者票價優惠而...
(net commissions and fees generated from offices and books of business sold by the Company) with the associated revenue removed from the corresponding period of the prior year. Organic Revenue can be expressed as a dollar amount or a percentage rate when...
insuranceNetincomeriskQ13At the beginning of the production year producers face a complex risk management decision environment given by risks specific to their operation, multiple crop insurance contracts and hedging opportunities. The of this paper is to provide a producer-level framework for risk ...
It indicates the relative amount of time in which a firm stays in any particular state. When this is high, it visits this state often; when it is low then it visits this state rarely. If a firm is liquidated at the lower boundary, i.e., if there is no recapitalisation, and it is...
Data on age, sex, diagnosis, surgical operating time, anesthesia time, real anesthesia time, hospitalization, insurance status, intensive care time, surgery approach, and financial costs and revenues were collected. The insurance status was either compulsory basic care or semi-private and private hosp...