NerdWallet’s auto loan calculator goes beyond basic inputs such as loan amount, term and rate. You can also include a down payment amount, the value of a trade-in, any amount still owed on a trade-in, a sales tax percentage rate, the cost of title, registration and other fees — pl...
(Use our auto loan calculator to see how your down payment or trade-in credit affects your monthly payment and loan amount.) Once you estimate the car loan amount you can afford, and assuming no trade-in credit or down payment, you can begin to get a realistic idea of the purchase ...
投资 半周一更 NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clea...
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» MORE:Understand the impact of terms with ourauto loan calculator What you can do: Consider whether a shorter loan term will work:Because car prices have skyrocketed in the past several years, many car buyers are going with longer terms to lower their monthly payment. But these longer-ter...
A personal loan calculator shows your monthly personal loan payments based on the loan amount, interest rate and repayment term. It also shows the total interest cost, with or without an origination fee. Use this calculator to help you decide whether apersonal loanis the right financing option ...
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minus your down payment. Rates are generally lower than personal loans and repayment terms can reach seven years, but NerdWallet recommends a term no longer than three years for used cars and five years for new cars. With an auto loan, the vehicle is collateral, meaning the lender can...