dealing with multiple credit cards, it's best to prioritise the card that you've had the longest. Ensure that you let the issuer know precisely why you're seeing a reduction in rates (for example, you've been building your credit and now want to focus on paying off your business's ...
If you have trouble paying your credit card balance off every month, you're better off focusing on paying off debt. You don't want to rack up credit card debt by going overboard with rewards programs. Travel reward cards tend to have high interest. Interest charges can wipe out any benef...
Nobody wants to pay a cent more than they have to for credit card processing. Negotiation, as it turns out, is still one of the best ways tolower your credit card processing fees. Negotiating credit card processing fees can be intimidating. Credit card processing often has opaque fee structu...
Another option for paying down credit card debt is to take out a personal loan. You can pay off your credit card debt with the loan funds, and then you’ll begin making payments on the debt consolidation loan. These loans usually come with lower interest rates than credit cards, which can...
Does Credit Card Debt Negotiation Work? In today’s changing economical conditions, it is becoming difficult to pay off credit cards with high interest rates. Within no time, debt piles up huge making our life miserable. Once the debt grows out of your control, you are left with very few ...
Statistics show that when the average debtor goes and strikes an agreement with their credit card company, they still end up paying about 75% of their debt. In comparison, a good debt settlement attorney could bring that number down to 60%, which can make a world of difference. This...
During negotiations, remember that unless the vehicle is in high demand, you should not be paying MSRP (sticker price) or the made-up “market adjustment” figure on the addendum sticker next to the main window sticker. The dealer is entitled to a fair profit, though. If there are any in...
To use it to reduce the cost of the lease, it should be paid for (dealers may fold the unpaid portion into your lease, but then you’d be paying for two cars and driving one) and you should know what it’s worth.1 Know the price of the car. When you know what kind of c...
It’s good to approach your negotiations with an air of confidence. But it’s also a good idea to avoid any language that could be taken as pushy or demanding. Your potential new employer will be paying close attention to the way you communicate. You don’t want to make them think you...
While they’re highly unlikely to do so as long as they’re making money off of your business, a sudden closure could leave you unable to accept credit or debit cards until you can line up a new provider. Account Closure Instructions While lengthy contract terms and automatic renewal clause...