Find the health insurance plan you need today! Why You Need Homeowners Insurance Your home is most likely one of your biggest assets. Don’t you want to know that it is protected? Homeowners insurance is a great way to protect your home. If your home is damaged or destroyed, homeowners ...
Homeowners insurance policies frequently have set limits on the amount of coverage included for individual items such as electronics and artwork. If you own a lot of valuable items, you might consider increasing your policy’s limits or purchasing additional coverage for specific possessions in the ...
ies ahead of storms Homeowners need to review insurance policies ahead of stormsHomeowners need to review insurance policies ahead of stormsEILEEN ALT POWELL
» MORE: Does homeowners insurance cover water damage? 3. Mold Coverage for mold is complicated because it’s often hard to identify the root cause of a mold problem. For damage to be covered, your insurer must deem the cause of the mold to be sudden, accidental and a problem covered ...
» MORE: How much homeowners insurance do you need? Make an inventory of your property It’s smart to create a home inventory once a year to make sure you have enough coverage for your personal belongings. Consider doing an inventory right after your renovation, when you’ve still got rec...
If there's any consolation, it's that you have a homeowners insurance policy that will help to make you whole again. But before that can happen, you have to file a homeowners insurance claim. While documenting your personal disaster and the harm that it's caused you may be emotionally ...
Do I Need Life Insurance If I Rent? You may think that the existence of mortgage life insurance suggests that life insurance is more appropriate for homeowners, but this isn’t necessarily true. Yes, having a large debt such as a mortgage can make it more important for you to get insured...
Unlikehomeowners, renters are not financially responsible for the actual structure of a rented property — that will be covered by the landlord’s policy. A renters insurance policy includes coverage for your personal property and liability exposure if you rent a home or apartment. ...
as HO-1 through HO-8. Each type, or “form” as they’re called in insurance lingo, is designed to fit the needs of a specific kind of property. Condo insurance is technically known as an HO-6 homeowners insurance policy, which you might also see referred to as unit owners insurance....
Complete Guide to Homeowners Insurance When you purchase a home, even a home that isn’t new, there is a very good chance that you will be offered ahome warrantyas a safety net against expensive, unforeseen repairs. It may sound like a great form of financial protection—but is it really...