An emergency loan is a form of short term lending which allows borrowers to access money quickly when they need it the most. They are most commonly used to help borrowers pay for unexpected expenses such as paying for car repairs or getting that broken boiler fixed during the depths of winte...
Lenders generally offer the best deals on personal loans to borrowers with the highest credit scores. On the other hand, lenders often charge more if your credit score is lower to offset the risk of default, and if your score is poor, you may not be approved for a loan. If you...
As you can see, having prime credit doesn't mean you have a perfect credit score, but it does give you a better chance of approval and of getting the best interest rates. Someone with super-prime credit poses the least amount of risk to a lender. While a prime borrower may have the ...
Whenever you take out a loan, you will be given a ‘credit limit’. For a mortgage, this is the maximum amount you can borrow, given your likely ability to repay the loan and pay the interest each month, and also the value of the property. For a credit card, this is the maximum a...
While still high, it may not be a bad deal for borrowers with poor credit – as its rates are much lower than payday and installment loans. You may also be able to secure your loan with collateral to get a lower interest rate. But it's still expensive compared to some other lenders,...
What if you don't have a high enough credit score to buy a house? Having bad credit, or no credit, may mean you’re unlikely to get a mortgage unless someone you know is willing to help out. Having a co-signer who has a better credit score could help you secure the loan. If suc...
How do I get a mortgage if I have bad credit? Bad credit can limit your ability to get a mortgage. You may have options available to you, but the interest rates you’ll qualify for won’t be cheap. If you don’t want to put off purchasing a new home, there are immediate steps...
If you have a bad credit score, they run credit checks in the approval process, so this might not be a good option for you. A great way to get an online loan with the best rate is through Credible*. Credible will compare multiple lenders so that you can compare personal loans that ...
4. How can you conduct a stress test without reviewing the bad mortgage assets’ (missing) underlying loan files? A Standard & Poor’s (S&P) memorandum recently unearthed reveals the sad truth about how non-prime collateralized debt obligations (CDOs) were purchased, pooled, rated and sold: ...
So whether you have a bad credit rating or no credit score, we can help you get the money you need today. How Can You Get Cash Fast? Do you need cash today? We’re here to help. Our platform will connect you with a lender who can give you the money you need today—and it won...