"Borrowing $500 for four months from a payday loan costs about $500 in fees. Banks are charging $30 in fees," he said. "The upside is so big because low-income households haven't had good options to borrow money in the past. And now they do." Payday loan math The Federal Trade C...
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Most commercial loan include what we call loan covenants, in which the company agrees to keep some key ratios—quick ratio, current ratio, debt to equity, for example—within certain defined limits. If your financials fall below those specific levels in the future, then you are technically in...