14HOMELOANANDINVESTMENTSUSEDTOCREATEASELFSERVICEBANKINGPROFILE 15RECURRINGTRANSACTIONS 16FUTUREDATEDTRANSACTIONS 17VERIFYPAYMENTS 18EDITINGOFSTATEMENTDELIVERYOPTIONS 19AMEXCARDFUNCTIONALITY 20STATEMENTFUNCTIONALITY 21WHATISTHENEDBANKINTERNETBANKINGADDRESS? 22WHATISTHEDIFFERENCEBETWEENAPAYMENTANDATRANSFER?