Not all account types are insured by the NCUA, though. Mutual funds, stocks, bonds, and life insurance policies are not covered by the NCUA. NCUA Coverage Amounts As with bank accounts insured by the FDIC, money that you keep at federally backed credit unions is insured up to $250,000 ...
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My favorite alternatives for cash are high-yield savings accounts at an FDIC-insured institution and money market funds from blue-blood institutions such asVanguard. Some people worry about whether their money market fund could have a bank run. However, since money market funds do not do fraction...