NCUA insurance limits NCUA provides at least $250,000 in total coverage for all members of federally insured credit unions. The $250,000 limit applies per depositor and per account type and ownership category. For instance, if you have an individual savings account with $250,000 plus a joint...
The State Insurance Guaranty Association ensures that each policyholder gets at least a certain amount from each type of policy. These limitsvary by statebut there is pretty good uniformity between states. Any amount above and beyond these limits becomes a claim against the general assets of the ...