Sorry to be so blunt but it is absolutely the worst banking app I have ever seen or used. It is not user friendly at all. I use apps for every loan credit card bank account I have and your app is by far the worst. I urge who ever designed this app to go on any other banking...
Sure, Collyn. We believe that into the first and second Q of 2021, our ability to get visibility into credit portfolios is going to be a lot better than it is today. So lots of conversations obviously occur, but their preliminary given the volatility in those portfolios at potential partners...