If Navy Federal's interest rate for your loan type falls at least 25 basis points below your current mortgage rate, you can request a rate drop so long as you have had your loan for at least six months and are current on your mortgage. And it's not a one-time program — you ...
Navy Federal Credit Union offers both rate-and-term and cash-out refinancing options for conventional loans, plus theVA Interest Rate Reduction Refinance Loan (IRRRL, or streamline refinance). It tends to offer competitive refi rates, especiallyVA rates. ...
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