5/5 adjustable-rate mortgage (ARM):Navy Federal offers an ARM that starts with a low introductory rate for five years, then adjusts once every five years after that. You can refinance into this product to take advantage of the low rate. ...
3. Account Usage: Navy Federal reviews your account activity, considering factors such as the frequency and amount of credit card usage. Members who actively use their credit cards and demonstrate responsible spending habits may be viewed more favorably for automatic credit limit increases. 4. Financ...